What situations does umbrella insurance help protect against?

Umbrella insurance provides additional liability coverage above the limits of your auto, home, or renters policies and helps protect your assets in major claims

Does umbrella insurance cover legal defense fees in Kansas?

Yes, umbrella insurance often includes legal defense costs related to lawsuits, even if you're not found liable

Can I increase my umbrella policy limits after purchasing?

Yes, you can request a higher coverage limit for your umbrella policy as your assets grow or if your risk exposure increases

Umbrella Insurance Kansas | Extra Coverage Options

Standard auto, home, or renters policies may not cover major liability claims that could jeopardize your assets, your savings, and your financial future. That’s where umbrella insurance comes in. R. Thompson Insurance offers Lenexa residents affordable umbrella coverage that adds an extra $1 million or more of liability protection above your existing policies. It’s smart, flexible protection that steps in when your regular limits are exhausted—covering legal defense costs, settlements, and judgments for serious accidents, lawsuits, or property damage claims, so you never have to put your hard-earned future at risk.

What situations does umbrella insurance help protect against?
Umbrella insurance provides additional liability coverage above the limits of your auto, home, or renters policies and helps protect your assets in major claims
Does umbrella insurance cover legal defense fees in Kansas?
Yes, umbrella insurance often includes legal defense costs related to lawsuits, even if you're not found liable
Can I increase my umbrella policy limits after purchasing?
Yes, you can request a higher coverage limit for your umbrella policy as your assets grow or if your risk exposure increases