Umbrella Insurance
Umbrella Insurance That Extends Protection in Kansas
Standard auto, home, or renters policies may not cover major liability claims that could jeopardize your assets, your savings, and your financial future. That’s where umbrella insurance comes in. R. Thompson Insurance offers Lenexa residents affordable umbrella coverage that adds an extra $1 million or more of liability protection above your existing policies. It’s smart, flexible protection that steps in when your regular limits are exhausted—covering legal defense costs, settlements, and judgments for serious accidents, lawsuits, or property damage claims, so you never have to put your hard-earned future at risk.
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Why Does Umbrella Insurance Matter?
Umbrella insurance exists for when life goes off script. If you’re involved in a major accident or legal claim that exceeds your regular policy limits, this additional coverage protects your savings, your home, and your future earnings—making it a critical safety net for Kansas residents with something to lose.
How We Help With Umbrella Insurance
We extend your current policy protections with a smart layer of extra liability coverage
We identify gaps in your existing liability coverage and show how an umbrella policy can help
We help protect your financial future by preparing for legal situations that might go beyond standard policies
Frequently Asked Questions
What situations does umbrella insurance help protect against?
Umbrella insurance provides additional liability coverage above the limits of your auto, home, or renters policies and helps protect your assets in major claims
Does umbrella insurance cover legal defense fees in Kansas?
Yes, umbrella insurance often includes legal defense costs related to lawsuits, even if you're not found liable
Can I increase my umbrella policy limits after purchasing?
Yes, you can request a higher coverage limit for your umbrella policy as your assets grow or if your risk exposure increases
Contact Us Today!
Let’s review your coverage limits together—call today to see if umbrella insurance is right for you
