Commercial Umbrella Insurance
Expand Your Coverage with Commercial Umbrella Insurance
No matter how strong your insurance policies are, one catastrophic lawsuit or major liability event can exhaust their coverage limits—and leave your business exposed to significant financial risk. That’s where commercial umbrella insurance comes in. R. Thompson Insurance helps Kansas businesses add an extra layer of liability protection beyond their general, auto, and workers compensation policies. Serving companies across Lenexa, our umbrella policies kick in after primary coverage is maxed out, covering legal judgments, medical payments, and settlement costs that could otherwise bankrupt or destabilize a growing business. If your business faces high lawsuit exposure, owns multiple properties, or manages large contracts, umbrella insurance is a smart, affordable way to future-proof your success.
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Why Does Commercial Umbrella Insurance Matter?
Large claims can surpass even well-structured coverage. Commercial umbrella insurance steps in when your underlying liability policies hit their limits, protecting your Lenexa business from unexpected financial exposure and giving you added peace of mind.
How We Help With Commercial Umbrella Insurance
We extend liability protection beyond your primary policies for added financial security
We review liability exposures regularly and recommend umbrella limits that match your growth
We advise on umbrella coverage to protect high-value assets and future earnings from large claims
Frequently Asked Questions
What is commercial umbrella insurance and when is it needed?
Commercial umbrella insurance provides extra liability protection beyond the limits of your core business policies
How much additional coverage does an umbrella policy provide?
Umbrella insurance typically starts at $1 million in additional coverage and can be customized to fit higher risk exposure
Can an umbrella policy apply to both personal and commercial policies?
Yes, some umbrella policies can bridge both personal and commercial policies—ask us about cross-policy integration
Contact Us Today!
Add an extra layer of protection to your policies—contact us about commercial umbrella insurance today
